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Roofing & Siding FAQs — St. Louis Homeowner Questions

Roofing Questions

How do I know if I need a new roof or just repairs?
Our inspectors will evaluate your roof and recommend the best course of action. If your roof has minor leaks or isolated damage, a repair may be all you need. However, if the damage is widespread, the shingles are 20+ years old, or you are seeing granule loss and curling, a full replacement is usually the better investment. We always provide an honest assessment so you can make an informed decision.
We specialize in architectural asphalt shingles (the most popular choice in St. Louis), flat roofing systems including TPO and modified bitumen, and standing seam metal roofing. Each material has different benefits depending on your home style, budget, and long-term goals. During your free inspection, we will walk you through your options and help you choose what fits best.
Most residential roof replacements in St. Louis take one to three days depending on the size of the home and complexity of the roof. Larger homes or roofs with steep pitches, multiple valleys, or extensive flashing work may take slightly longer. Weather can also be a factor. Once your materials are delivered, we typically begin installation within a few days.
The cost of a new roof depends on several factors including the size of your roof (measured in squares), the material you choose, the complexity of your roof layout, and whether any decking needs to be replaced. For most St. Louis homes, a shingle roof replacement typically ranges from $8,000 to $20,000+. We provide free, no-obligation estimates so you will know exactly what to expect before any work begins.
Common signs of storm damage include missing or lifted shingles, dents or bruising on shingles from hail, cracked or broken shingles, granules collecting in your gutters, dented gutters or downspouts, and leaks or water stains on your ceiling. If a major storm has passed through your area, we recommend scheduling a free inspection even if you do not see obvious damage from the ground. Many forms of storm damage are only visible up close.

Siding Questions

What types of siding do you install?
We install James Hardie fiber cement siding (the gold standard for durability and curb appeal), vinyl siding from trusted brands like ProVia and Alside, and LP SmartSide engineered wood siding. Each option has different advantages in terms of longevity, maintenance, and aesthetics. We will help you choose the right product for your home and budget during your free consultation.
A full siding replacement on a typical St. Louis home takes about one to two weeks depending on the size of the home and whether we are also replacing trim, soffits, or fascia. Partial siding repairs or single-wall replacements can often be completed in just a few days. We will give you a clear timeline before any work begins.
Look for warping, buckling, cracking, or fading that does not improve with cleaning. If you notice soft spots when pressing on the siding, that is a sign of moisture damage underneath. Peeling paint or loose wallpaper inside your home can also indicate failing siding. High energy bills may point to poor insulation behind deteriorating siding. We offer free inspections to evaluate your siding condition and recommend next steps.
Vinyl siding is an affordable, low-maintenance option that comes in many colors and styles. James Hardie fiber cement is a premium product that resists rot, fire, and pests while offering a more authentic wood-grain look. Hardie siding holds paint longer (backed by a 15-year color warranty) and adds more resale value to your home. Vinyl is a great budget-friendly choice, while Hardie is the top pick for homeowners wanting the best in performance and appearance.

Gutter Questions

What gutter styles and materials do you offer?
We install seamless aluminum gutters in both 5-inch K-style (the most common residential profile) and 6-inch options for homes with larger roof areas. Seamless gutters are custom-formed on-site to fit your home perfectly, which means fewer joints and fewer chances for leaks. We offer a range of colors to match or complement your existing trim and siding.
Signs that your gutters need attention include sagging or pulling away from the fascia, visible cracks or holes, peeling paint or rust spots, water pooling around your foundation, and overflowing during rain. If your gutters are more than 20 years old or you notice any of these issues, it is a good time to schedule a free inspection.
Yes, we offer gutter guard installation to help keep leaves and debris out of your gutter system. Gutter guards reduce the frequency of cleaning and help prevent clogs that can lead to water damage. We will recommend the right type of guard based on the trees around your property and your gutter configuration.

Insurance & Storm Damage Questions

Will my homeowner's insurance cover storm damage repairs?
In most cases, yes. Homeowner’s insurance policies in Missouri typically cover damage caused by wind, hail, and fallen trees. The key is having the damage properly documented. We provide thorough inspections with photo documentation that your insurance company needs to process your claim. You are only responsible for your deductible if the claim is approved.
First, we inspect your property and document any storm damage. If we find damage that warrants a claim, we will walk you through how to file with your insurance company. Your insurer will send an adjuster to assess the damage. We work directly with the adjuster to make sure nothing is overlooked. Once your claim is approved, we schedule the work and handle everything from materials to final cleanup.
Yes. We have years of experience working with all major insurance carriers in the St. Louis area. We will meet with your adjuster on-site, provide the documentation they need, and advocate for a fair settlement on your behalf. Our goal is to make the process as smooth and stress-free as possible for you.
First, make sure everyone is safe. Then document any visible damage with photos from the ground (do not climb on your roof). If there is an active leak, place a bucket underneath and call us right away for emergency tarping. Contact your insurance company to report the damage, then schedule your free inspection with us. Avoid signing anything with door-to-door storm chasers who show up uninvited. Always work with a local, licensed contractor you can trust.

Project Process & General Questions

What does your free inspection process look like?
We start with a thorough exterior inspection of your roof, siding, and gutters. We check for storm damage, wear and tear, and any issues that could lead to problems down the road. We take photos of everything we find and review them with you on the spot. You will get an honest assessment and a clear recommendation with no pressure and no obligation.
You can request a free estimate by calling us at (314) 952-4158, filling out the contact form on our website, or using our Instant Estimate tool for a quick ballpark on roofing. For siding and gutter projects, we will schedule an in-person visit to take measurements and discuss your options. Every estimate is detailed, written, and provided at no cost.
Yes, we offer flexible financing options to help make your project affordable. Whether you need a new roof, siding, or gutters, we can help you find a payment plan that fits your budget. Ask us about current financing programs during your free estimate.
Absolutely. Meridian Roofing & Renovation is fully licensed, bonded, and insured in the State of Missouri. We carry general liability insurance and workers’ compensation coverage for your protection. We are happy to provide proof of insurance upon request.
We stand behind our work with a comprehensive workmanship warranty on every project. In addition, the materials we install come with manufacturer warranties. For example, the shingles we use carry manufacturer warranties of up to 50 years, and James Hardie siding comes with a 30-year non-prorated product warranty. We will explain all applicable warranties before your project begins so you know exactly what is covered.

Any other questions?

If you have any other questions, please feel free to message us through the contact link or email us directly at alex@buildmeridian.com

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